Terms of Use

Effective Date: August 8, 2026
Last Updated: August 8, 2026

Welcome to CJ-Real.com (the “Website”), operated by Joy Revealed, LLC, a California limited liability company (“Joy Revealed,” “Company,” “we,” “us,” or “our”).

These Terms of Use (“Terms”) govern your access to and use of the Website and the information, educational materials, resources, communications, and services made available through it.

By accessing or using the Website, you acknowledge that you have read, understood, and agree to these Terms. If you do not agree, please do not use the Website.

1. PURPOSE OF THE WEBSITE

CJ-Real.com provides educational information, strategies, resources, and services relating to business acquisitions, entrepreneurship, business ownership, deal sourcing, financing concepts, transaction structures, and related subjects.

Our materials may discuss strategies involving, among other things:

Seller financing;
Bank or third-party financing;
Business cash flow;
Investors and equity partners;
Operating partners;
Strategic partnerships;
Experienced managers or operators;
Business acquisition structures;
Recurring-revenue businesses;
Off-market business opportunities; and
Other methods that may be used in connection with acquiring or operating a business.

These strategies are presented for educational and informational purposes. Whether any particular strategy is available, appropriate, legal, financially advisable, or successful depends upon the circumstances of the individual transaction and participants.

2. NO GUARANTEE OF RESULTS

We do not guarantee that you will acquire a business, obtain financing, find an investor or partner, generate income, make a profit, or achieve any particular financial or business result.

Business acquisitions involve substantial uncertainty and risk.

Examples, case studies, illustrations, hypothetical transactions, testimonials, financial projections, or descriptions of transactions discussed through the Website or our services are not promises or guarantees that you will achieve the same or similar results.

Your results may differ substantially based upon numerous factors, including your financial circumstances, creditworthiness, experience, effort, market conditions, business selection, valuation, financing availability, negotiation ability, partners, lenders, sellers, due diligence, and other circumstances beyond our control.

3. STATEMENTS REGARDING CREDIT, CAPITAL, AND EXPERIENCE

The Website may discuss ways individuals can structure business acquisitions by combining resources provided by sellers, lenders, investors, partners, managers, operators, or other parties.

Such discussions should not be interpreted as a representation or guarantee that you can purchase a business without personally contributing money, possessing acceptable credit, having relevant experience, providing collateral, signing a personal guarantee, or satisfying other requirements.

Each seller, lender, investor, partner, and transaction establishes its own requirements.

The fact that one transaction may have been structured with limited buyer capital, credit, or experience does not mean another transaction can or will be structured in the same manner.

4. NO OFFER OF FINANCING

Unless expressly stated otherwise in a separate written agreement, Joy Revealed, LLC is not acting as your bank or lender through the Website and does not guarantee the availability, approval, amount, rate, terms, or timing of financing.

Any lender, financing source, seller-financing arrangement, investor, or other capital source discussed or introduced may establish its own underwriting standards and make its own independent decisions.

You are responsible for reviewing and understanding all financing documents and obtaining appropriate professional advice before accepting financing.

5. NO SECURITIES OFFERING

Nothing appearing on the Website is intended to constitute an offer to sell, solicitation of an offer to buy, or recommendation concerning any security.

Discussions concerning investors, partners, ownership interests, equity arrangements, joint ventures, or similar structures are provided for general educational purposes unless specifically governed by separate written agreements and appropriate legal documentation.

Securities laws can apply to certain investment and ownership arrangements.

You should consult a qualified securities attorney before offering, selling, soliciting, or transferring ownership interests when applicable.

6. NOT LEGAL, TAX, ACCOUNTING, INVESTMENT, OR FINANCIAL ADVICE

Information provided through CJ-Real.com is educational and informational in nature.

Nothing on the Website should be construed as individualized:

Legal advice;
Tax advice;
Accounting advice;
Investment advice;
Securities advice; or
Financial advice.

You should consult appropriately licensed attorneys, accountants, tax professionals, financial professionals, insurance professionals, and other qualified advisors regarding your particular circumstances before entering into a transaction.

7. BUSINESS ACQUISITIONS INVOLVE RISK

Purchasing, financing, owning, and operating a business involves substantial financial and operational risks.

A business may experience declining revenue, increased expenses, customer losses, employee problems, competition, regulatory changes, litigation, unexpected liabilities, equipment failures, financing problems, economic downturns, or other circumstances that adversely affect its value or profitability.

You may lose some or all of the money invested in a business acquisition.

You are solely responsible for determining whether a particular business acquisition is appropriate for you.

8. YOUR RESPONSIBILITY FOR DUE DILIGENCE

Never acquire a business solely because it was identified, discussed, analyzed, introduced, or referenced by Joy Revealed, LLC or through the Website.

Before acquiring any business, you should conduct appropriate independent due diligence.

Depending upon the transaction, this may include reviewing:

Bank statements;
Tax returns;
Profit and loss statements;
Balance sheets;
Cash-flow statements;
Accounts receivable and payable;
Customer information;
Contracts;
Leases;
Payroll records;
Licenses and permits;
Tax obligations;
Litigation;
Liens and debts;
Equipment and inventory;
Intellectual property;
Employee matters;
Insurance;
Regulatory compliance; and
Other relevant information.

You should independently verify material representations made by sellers, brokers, lenders, investors, partners, or other parties.

9. THIRD-PARTY INFORMATION

We may discuss, reference, link to, recommend, or introduce third-party businesses, sellers, brokers, lenders, investors, professionals, websites, software, service providers, or other resources.

Unless expressly agreed otherwise in writing, Joy Revealed, LLC does not control these third parties and does not guarantee their accuracy, reliability, qualifications, performance, availability, products, services, financing, representations, or conduct.

You are responsible for conducting your own investigation before doing business with any third party.

10. EDUCATIONAL MATERIALS AND BUSINESS EXAMPLES

Examples used on the Website may be simplified to demonstrate business-acquisition concepts.

Numbers, valuations, financing structures, down payments, seller financing, cash flow, debt-service calculations, investment returns, ownership percentages, and similar information may be hypothetical or illustrative unless specifically identified otherwise.

Actual transactions may differ materially.

11. TESTIMONIALS AND SUCCESS STORIES

The Website may contain testimonials, success stories, transaction examples, or descriptions of experiences involving other individuals.

These examples are not guarantees or representations that every person—or any particular person—will achieve comparable results.

Individual results vary.

Where a testimonial or example describes a financial or business result, you should not assume that result is typical or guaranteed.

12. USER RESPONSIBILITIES

You agree to use the Website and our services lawfully and responsibly.

You may not use the Website to:

Violate any applicable law or regulation;
Commit fraud or misrepresentation;
Impersonate another person;
Submit knowingly false information;
Interfere with the operation or security of the Website;
Attempt unauthorized access to systems or information;
Distribute malware or harmful code;
Scrape, harvest, or systematically extract Website content without authorization;
Infringe intellectual property or privacy rights; or
Use our materials to engage in unlawful lending, securities, investment, or other regulated activities.

We reserve the right to restrict or terminate access for misuse of the Website.

13. INTELLECTUAL PROPERTY

Unless otherwise indicated, the Website and its original content—including text, graphics, videos, presentations, training materials, methodologies, worksheets, downloads, branding, logos, and other materials—are owned by or licensed to Joy Revealed, LLC and are protected by applicable intellectual-property laws.

We grant you a limited, revocable, non-exclusive, non-transferable license to access the Website and use our materials for your own lawful personal or internal business purposes.

You may not, without prior written permission:

Republish our materials;
Sell or sublicense them;
Create unauthorized commercial training programs from them;
Distribute them to others;
Copy substantial portions of our Website;
Remove copyright or proprietary notices; or
Represent our materials as your own.

14. PAYMENTS AND PURCHASES

If you purchase services, programs, consultations, educational materials, or other products from Joy Revealed, LLC, you agree to provide accurate payment information and pay all charges disclosed and agreed to at the time of purchase.

Additional payment terms may be contained in a separate agreement, order form, invoice, checkout page, or service agreement.

Where separate written terms apply to a purchase, those terms will govern that transaction to the extent they conflict with these general Website Terms.

15. REFUNDS AND CANCELLATIONS

Refund and cancellation rights, if any, will be governed by the terms presented at the time of purchase and any separate written agreement between you and Joy Revealed, LLC.

Unless otherwise expressly stated in writing, purchasing a service does not guarantee any particular acquisition, financing, income, profit, or business result.

Nothing in these Terms eliminates any refund, cancellation, or other consumer right that cannot legally be waived.

16. WEBSITE AVAILABILITY AND ACCURACY

We attempt to provide useful and accurate information, but business, lending, legal, tax, economic, and market conditions change frequently.

We do not warrant that all Website information will always be accurate, complete, current, or applicable to your circumstances.

We may modify, suspend, discontinue, or update any portion of the Website at any time.

17. NO WARRANTIES

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE WEBSITE AND ITS CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.

JOY REVEALED, LLC DISCLAIMS WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, RELIABILITY, AND AVAILABILITY, TO THE EXTENT SUCH WARRANTIES MAY LAWFULLY BE DISCLAIMED.

Some jurisdictions do not permit certain warranty exclusions, so some exclusions may not apply to you.

18. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY LAW, JOY REVEALED, LLC AND ITS MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, CONTRACTORS, REPRESENTATIVES, AND AGENTS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM OR RELATING TO YOUR USE OF THE WEBSITE OR RELIANCE UPON ITS CONTENT.

THIS INCLUDES, TO THE EXTENT PERMITTED BY LAW, LOSS OF PROFITS, REVENUE, BUSINESS OPPORTUNITIES, DATA, GOODWILL, OR INVESTMENT CAPITAL.

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited.

19. INDEMNIFICATION

To the extent permitted by applicable law, you agree to indemnify and hold harmless Joy Revealed, LLC and its members, managers, officers, employees, contractors, representatives, and agents from claims, liabilities, damages, losses, and reasonable expenses arising from your unlawful use of the Website, your violation of these Terms, or your infringement of another person's rights.

This provision does not apply to the extent a claim results from conduct for which indemnification cannot legally be required.

20. PRIVACY

Your use of the Website is also subject to our Privacy Policy.

Our Privacy Policy describes how we collect, use, and disclose information in connection with the Website and our services.

21. CHANGES TO THESE TERMS

We may update these Terms periodically to reflect changes to our Website, services, business practices, or applicable laws.

When we make changes, we will update the “Last Updated” date appearing at the top of these Terms.

Your continued use of the Website following an update constitutes acceptance of the revised Terms to the extent permitted by applicable law.

22. GOVERNING LAW

These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles, except where applicable federal law or another mandatory law controls.

23. SEVERABILITY

If any provision of these Terms is determined to be invalid, illegal, or unenforceable, the remaining provisions will continue in effect to the fullest extent permitted by law.

24. NO WAIVER

Our failure to enforce a provision of these Terms does not constitute a waiver of that provision or our right to enforce it later.

25. ENTIRE AGREEMENT

These Terms, together with our Privacy Policy and any additional written agreement applicable to a particular product or service, constitute the agreement concerning your use of the Website.

If you enter into a separate signed agreement with Joy Revealed, LLC concerning paid services, the separate agreement will control regarding those services to the extent of any direct conflict.

26. CONTACT INFORMATION

Questions concerning these Terms of Use may be directed to:

Joy Revealed, LLC
2108 N Street, Suite N
Sacramento, California 95816
United States

Email: info@cj-real.com

Tel: 213-444-1276
Website: CJ-Real.com